Posted: 5th November 2018 | Back to news feed

As we edge further into winter it is important to know that your yard is being kept as safe as possible. As we all know tack, rugs and various equestrian equipment can be accumulated over many years and can hold a great amount of sentimental value, as well as actual value. Having it stolen is not only a huge inconvenience but it can be impossible to replace everything.

As always taking precautions and being vigilant is the best way to help to keep your property safe. Below the team at Shearwater Insurance have put together some top tips for you to consider.

  • Keep a record of all your valuable items and any proof of identification
  • Take photos of any expensive or unusual items
  • Ensure all items are security marked – have a look for your local Horsewatch groups who can help with the setting up of the marking
  • Fit deadlock bolts on tack room doors and bars on the windows where possible
  • Regularly check your doors and windows for anything out of the ordinary or to see if anything has been moved or tampered with
  • Doors with weak hinges can be an easy access point for robberies so ensure these are made as secure as possible
  • Installing CCTV, sensory lights and alarms can act as a good deterrent
  • Control access to your yard with secure gates and padlocks
  • Tack lockers inside tack rooms can offer another form of protection

Alongside the inconvenience of a break in, there is also the cost of replacing the valuable items, so it is always advisable to ensure you have your equipment covered via insurance. This can be added to an existing policy or be done as a stand-alone item.

It is important to check, when taking out insurance, that you are clear on what is covered in your policy and where and how your items should be stored. Often there are specific terms and conditions which must be adhered to.

If you are looking to insure your items or have any questions around updating policies, give the equestrian team at Shearwater a call today or check out some further details on our policies here.

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