Posted: 10th November 2020 | Back to news feed
With those in England asked to stay at home for November, and other parts of the UK encouraging people to remain at home, we’ll all be spending more time at ‘Home Sweet Home’. Take 10 minutes out of your month at home to look around, check the value of your contents and building and update your insurance. Whilst you take 10 minutes to do the paperwork, Shearwater Insurance will take 10% off your premium – it couldn’t be more simple!
When you were looking for your home, was it all about price? For most, there’s so much more to finding the right home than price. The same can be said for insurance. As much as insurance brokers, like Shearwater, are legally bound to provide you with the best policy pricing available to them, they also have the breadth of knowledge that allows them to provide a policy that meets your needs – spanning the gap between personal and equestrian insurance.
With time taken to understand what makes your home special, an experienced broker can produce a policy that provides buildings cover for you home, and associated outbuildings and stables, all under one policy.
Tack Covered as Contents
Contents insurance is often covered separately from the building itself. Standard Home Insurance will provide cover for the building, fixtures and fittings. Whereas, Contents Insurance will offer cover in the event of theft, loss and/or damage for individual possessions. As a general rule of thumb, contents are classed as anything that could be picked up and moved to a new home, such as jewellery, electronic and most importantly saddlery. Savings can be found by adding expensive items of saddlery to your household insurance policy rather than adding them onto horse insurance policies. With worldwide and all risks cover available on contents, your saddle could be covered both at home and away.
Homes of non-standard construction, or of a specialist nature will often require specialist insurance, such as thatched buildings and listed properties.
Specialist High Net Worth Insurance is also available, designed to protect homes and possessions of a higher value, giving you the protection where you need it most.
Ready to discuss your customisable and comprehensive insurance options? Call Shearwater Insurance to chat to an experienced advisor who understands the unique requirements of your equestrian life. Quote INDEX10 for 10% OFF new Household policies. www.shearwater-insurance.co.uk or 01992 367112